Before making any investment decision, it is important that you consider what you wish to achieve: capital growth, financial security, tax-efficiency or a balanced portfolio that combines all or some of these elements.

When investing, you take risks to increase your chance of getting higher returns on your money, especially over the longer term.

We will explain some of the most common types of investments, how they work and what you need to think about before choosing one or more.

Your strategy should be unique to you and reflect your life stage, situation and ambitions. Your Ideal Financial Planning Advisor can work with you to assess your existing portfolio, provide advice on the most suitable investment products to suit your needs and how they would fit into your overall investment strategy with you.

Contact us for more information
or to arrange an appointment

Call: 0844 576 3135

Email: info@idealfinancialplanning.co.uk

Ideal Financial Planning Limited
Tredomen Innovation Centre
Tredomen Business Park
Ystrad Mynach
CF82 7FN

There are different types of investment. Each has its own level of risk but, basically, you take a risk with your money by investing in assets that could rise or fall in value. There is generally no guarantee you will make money or even that you will get back the same amount you invested in the first place. Investments are different from savings – they are typically designed for the longer term and involve different types of risk.

Before investing, it’s usually a good idea to have sorted out your debts, made sure you’ve looked at protecting yourself against unforeseen events, built up some savings and arranged your pension.

And, once you start investing, it’s highly advisable to spread your risk.